Car insurance rates by state
For the fourth consecutive year, Michigan “wins” for the most expensive state for car insurance. Insure.com’s annual state-by-state comparison of average annual premiums found Michigan’s average premium to be $1,076 higher than the national average annual premium. The Wolverine State has never been below third place in all the years the study has been conducted. Louisiana moved up to the second spot after placing fourth last year on the expensive list. Rural states rule the inexpensive list. Maine heads up the cheap states with Ohio and Idaho ranking No.2 and No. 3 respectively. Car insurance rates among states vary widely, from $864 in Maine to $2,394 in Michigan. The national average premium for the full-coverage policy reviewed by the Insure.com study is $1,318, down one percent from last year’s amount. National average $1,318 1 Michigan $2,394 2 Louisiana $1,921 3 Connecticut $1,897 4 Rhode Island $1,848 5 Florida $1,840 6 DC